2026 board member candidates


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Melissa Pua

I am Melissa Pua and have been a member of Equity Credit Union for over 15 years. 

In my current role as Associate Customer Transportation Manager at Unilever, I oversee transportation across Canada and the United States. I focus on process improvement, strengthening customer relationships, and managing supply chain operations. Prior to joining Unilever, I held management roles at Canada Post, Nike Canada, and in supply chain operations supporting Walmart. I have over a decade of experience in customer service, logistics, and operational leadership. I hold an MBA from the Schulich School of Business and a Bachelor of Commerce in Law and Business. 

Throughout my career, I have focused on delivering strong customer service, building lasting relationships, and ensuring that the processes and operations behind the scenes create real value for the people they serve. 

I am running for the Board because I believe in credit unions and their focus on serving members and supporting the community. My family and I have been members for many years, and I would welcome the opportunity to give back and contribute to the continued success of Equity Credit Union. 

I hope to bring my leadership experience and member-focused perspective to the Board, and to build on the strong work already being done by the current Board of Directors and management team. I believe I can contribute new ideas and perspectives that support steady growth and continued value. 

I understand the responsibility that comes with serving on the Board and would be committed to making thoughtful decisions that support the long-term strength of our credit union and its members. I am grateful for this opportunity and look forward to serving our members with integrity and diligence.

Thank you for your time and consideration.

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Kenneth Fraser

My name is Kenneth Fraser and I am a finance professional with extensive experience in financial reporting, accounting operations, and governance support. I have worked in complex financial environments, contributing to financial close processes, audit readiness, and system modernization initiatives for companies such as George Weston Group NG (National Grocers), Maple Leaf Foods Inc, Unilever Canada Inc, and McDonald's Corporation, where I am currently a member of the controllers' group. 

I have board experience as a former member of the Equity Credit Union Board and am recognized for my analytical rigor, attention to detail, and ability to present complex financial information clearly and objectively. My work supports effective oversight by emphasizing controls, documentation, and financial transparency. 

I approach finance and governance with a disciplined and thoughtful mindset, grounded in professionalism, integrity, and practical execution. 

I hope my qualifications merit your support of me for the Board of Directors. Thank you.

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John T. Loreto

My name is John Loreto, I have been a Chartered Professional Accountant for 3 years, a member of the Equity Credit Union for over 15 years and a member of the Board of Directors over the past year. I hold a Bachelor of Commerce, with a major in Accounting from Dalhousie University. I have a background of audit & assurance lasting over 5 years and am currently employed at MNP as a technical accounting advisor. I am grateful to all our members for the opportunity to serve on the board for another three years.

WELCOME TO EQUITY. WHERE YOU BELONG.