Personal Loans

Equity Credit Union was founded on the belief that people help people. So when you need a personal loan...reach out. We have what you need.


Personal Lines of Credit

The money is accessible whenever you need it.
  • Very competitive rates
  • Interest only and fixed payments available
  • Attached to your chequing account, funds are accessed by cheque, cash withdrawal, debit card and e-transfer

Overdraft Protection

A short term line of credit for cash emergencies, small purchases, unexpected bills, etc.
  • Attached to your chequing account, funds are accessed by cheque, cash withdrawal, debit card and e-transfer

Personal Loans

For home improvements, vehicle purchases, debt consolidation, vacation dreams, tuition…you decide.
  • Flexible terms to suit your needs
  • Weekly, bi-weekly, semi-monthly and monthly payments available
  • Prepay with no penalty
  • Credit Life and Disability insurances available for your protection

RRSP Loans

You know you should invest in an RRSP annually, but sometimes it’s difficult to find the cash.
  • The cost of borrowing can be offset by tax savings from your tax deductible RRSP contribution.

Want Less Fees and More Flexibility?


It only takes a few minutes to get started.

Welcome to Equity. Where You Belong.