RRSP & RRIF

A secure retirement is one step closer with an Equity RRSP.


When you invest with Equity, you can trust that your money is being put to work in an investment product that will help secure your future.

Registered Retirement Savings Plan (RRSP)

Contribute to your RRSP and the income earned is tax sheltered until the funds are withdrawn.

  • Variable Rate – a safe place to temporarily park your money
  • Fixed Rate – enjoy the security of knowing your rate is guaranteed for a fixed period of time (1-5 year options)
  • Short Term
  • Long Term
  • Locked-In RRSP Options

Check out our RRSP rates today!

Invest monthly into your RRSP and earn interest on your interest!

To make it easier for you, Equity can arrange to have your deposit automatically transferred from any account.


Registered Retirement Income Fund (RRIF)

Funded with your RRSP funds, an RRIF is designed to provide an income stream during retirement.

Interest accumulates tax free in the RRIF deposit until the funds are paid out.

  • Variable Rate – your investment keeps pace with current interest trends
  • Fixed Rate –your rate is guaranteed for a fixed period (1-5 year options)
  • Long Term
  • RateMaker Deposit
  • Self-Directed Plans

Check out our RRIF rates today!


RRSP/RRIF Transfers

Call us. We will be glad to make the transfer on your behalf.

Monthly Income Certificates

Ask us about our payment options for your RRIF. Contact us today!

Want to put your money to work? contact us today!


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Rest assured... your registered investments are 100% insured.

All deposits in RRSPs, RRIFs and TFSAs are 100% insured by the Financial Services Regulatory Authority of Ontario (FSRA). Other non-registered Canadian dollar deposits are insured up to $250,000 per member by FSRA.

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Welcome to Equity. Where You Belong.