Rates
Savings
| Daily Interest - Quarterly % Payment | 0.30% |
| Daily Interest - Quarterly % Payment (Life Insured Savings) | 0.20% |
| Regular Savings - Semi-Annual % Paid on Minimum Monthly Balance | 0.40% |
| FATCAT Account - Quarterly % Payment | 0.75% |
| HEADSTART Account - Quarterly % Payment | 0.75% |
| TAX FREE SAVINGS ACCOUNT - DIS | 2.00% |
| US DOLLAR SAVINGS ACCOUNT – Semi-Annual % Paid | 0.10% |
| FHSA Daily Interest Account - Calculated daily and paid monthly | 2.00% |
| High Interest Super Savings - Calculated daily and paid monthly | 2.00% |
| TSE 35 INDEX LINKED TERM DEPOSIT INVESTMENTS / TFS | CALL FOR DETAILS |
Term Deposits – $1000.00 Minimum, Interest paid on maturity
| 30-60 days | 0.75% |
| 60-89 days | 0.80% |
| Non-redeemable | |
| 90-179 days | 0.80% |
| 180-269 days | 0.80% |
| 270-364 days | 0.90% |
GICs, TFSA's (Annual %)
| 1 year | 3.85% |
| 2 year | 3.60% |
| 3 year | 3.50% |
| 4 year | 3.55% |
| 5 year | 3.60% |
FHSA (Annual %)
| 1 year | 5.00% |
RRSP & RRIF Investments
| Variable Interest | 2.00% |
| Fixed Rate (Non-redeemable) | |
| 1 year | 3.85% |
| 2 year | 3.60% |
| 3 year | 3.50% |
| 4 year | 3.55% |
| 5 year | 3.60% |
First Mortgage Rates
| First | |
| 6 month (Closed) |
7.50% |
| 1 Year (Open) | 8.00% |
| 1 Year (Closed) | 6.25% |
| 2 Year (Closed) | 6.25% |
| 3 Year (Closed) | 6.20% |
| 4 Year (Closed) | 6.15% |
| 5 Year (Closed) | 6.10% |
| 5 Year closed variable (ECU Prime + .25%) | 6.70% |
| Convertible Variable Open Mortgage (ECU Prime + 2.25%) | 8.45% |
| Merit Line | |
| Home Equity Line Of Credit – 1st Mortgage (ECU P + .75%) | 7.20% |
| Home Equity Line Of Credit – 2nd Mortgage (ECU P + 2.00%) | 8.45% |
| CASHBACK Mortgage | |
| 4.00% CASHBACK (on mortgages starting as low as $25,000) | 8.75% |
Personal Loan Rates
| Variable (Open) - As Low As Prime | 6.45% |
Overdraft Protection
| Variable ($3000.00 Limit Available) | 16.00% |
Equity Credit Union Prime
| Prime | 6.45% |