Rates
Savings
| Daily Interest - Quarterly % Payment | 0.30% |
| Daily Interest - Quarterly % Payment (Life Insured Savings) | 0.20% |
| Regular Savings - Semi-Annual % Paid on Minimum Monthly Balance | 0.30% |
| FATCAT Account - Quarterly % Payment | 0.75% |
| HEADSTART Account - Quarterly % Payment | 0.75% |
| TFSA Account - Quarterly % Payment | 2.00% |
| US $ Savings Account – Semi-Annual % Payment | 0.10% |
| FHSA Account - Calculated daily and paid monthly | 2.00% |
| High Interest Savings Account - Calculated daily and paid monthly | 2.00% |
Term Deposits – $1000.00 Minimum, Interest paid on maturity
| 30-60 Days Term | 0.80% |
| 60-89 Days Term | 0.80% |
| Non-redeemable | |
| 90-179 Days Term | 0.80% |
| 180-269 Days Term | 0.80% |
| 270-364 Days Term | 0.80% |
GICs, TFSA's (Annual %)
| 1 Year Term | 3.50% |
| 2 Year Term | 3.50% |
| 3 Year Term | 3.50% |
| 4 Year Term | 3.55% |
| 5 Year Term | 3.60% |
FHSA (Annual %)
| 1 Year Term | 3.80% |
RRSP & RRIF Investments
| Variable Interest | 2.00% |
| Fixed Rate (Non-redeemable) | |
| 1 Year Term | 3.50% |
| 2 Year Term | 3.50% |
| 3 Year Term | 3.50% |
| 4 Year Term | 3.55% |
| 5 Year Term | 3.60% |
First Mortgage Rates
| First | |
| 1 Year (Open) | 7.50% |
| 1 Year (Closed) | 5.40% |
| 2 Year (Closed) | 5.40% |
| 3 Year (Closed) | 5.25% |
| 4 Year (Closed) | 5.20% |
| 5 Year (Closed) | 5.15% |
| 5 Year closed variable | 5.95% |
| Convertible Variable Open Mortgage | 7.70% |
| Merit Line | |
| Home Equity Line Of Credit – 1st Mortgage | 6.45% |
| Home Equity Line Of Credit – 2nd Mortgage | 7.70% |
| CASHBACK Mortgage | |
| 4.00% CASHBACK (on mortgages starting as low as $25,000) | 8.00% |
Personal Loan Rates
| Variable (Open) | 5.70% |
Overdraft Protection
| Variable ($3000.00 Limit Available) | 16.00% |
Equity Credit Union Prime
| Prime | 5.70% |