No Fee Banking

Free Banking?

No Fee banking for most services means you keep more of your money.

eTransfer Limits

Email transfer deposit single transaction limit	$10,000
Email transfer deposit daily limit	$10,000
Email transfer deposit weekly limit	$25,000
Email transfer deposit monthly limit	$50,000
Email transfer withdrawal single transaction limit	$3,000
Email transfer withdrawal daily limit	$3,000
Email transfer withdrawal weekly limit	$10,000
Email transfer withdrawal monthly limit	$20,000

It means free banking for debits, bill payments, transfers. No monthly charges. No minimum balances required. Even No Fees for mortgage renewals! Keep your money in your account. That's the Equity way.

Access your money without surcharges when you use THE EXCHANGE Network. To find ATM locations near you, go to: www.the-exchange.ca

Service Charge Comparison

	Equity CU	Others (average of other financial institutions)
Counter Withdrawals/Deposits	FREE	$0.75
Cheque Clearing Charge	FREE	$0.75
Electronic Debits	FREE	$1.00
Interac Withdrawals (4 free per month)	FREE	$1.75
Interac Point of Sale	FREE	$0.75
Postdated cheque	FREE	$4.00
Interim Statements	FREE	$3.50
Authorized Overdraft fee (monthly)	FREE	$5.00
Search of records	FREE	$50.00/hr
US Dollar Savings Account	FREE	$1.50
Monthly operating costs on chequing/savings account	FREE*	Min. of $10.00
Monthly operating costs on chequing/savings account	* After one year with Equity Credit Union, your saving on a chequing/savings account would be $120.