Invest within your personal comfort level.

Equity offers a full line of quality and trusted investment products for a comprehensive investment strategy that will help secure your future.

 

Registered Retirement Savings Plan (RRSP)

Contribute to your RRSP and the income earned is tax sheltered until the funds are withdrawn.

  • Variable Rate – a safe place to temporarily park your money
  • Fixed Rate – enjoy the security of knowing your rate is guaranteed for a fixed period of time (1-5 year options)
  • Short Term
  • Long Term
  • Locked-In RRSP Options

 

Guaranteed Investment Certificate (GIC)

Offer a guaranteed rate of return over a fixed period of time.

  • 1-5 year terms
  • Minimum deposit – $5,000.00

 

Index-Linked Term Deposit

Potential of the stock market without the risk!

Investing with the stock market can be profitable, but it also comes with a lot of risk. Want the potential for good returns without the risk? Consider an Index-Linked Term Deposit.

With an Index-Linked Term Deposit, your initial investment (principal) is safe and guaranteed and you still have the potential to enjoy higher returns based on the performance of the Canadian S&P/TSC 60 Index.

Other benefits:

  • Flexibility to choose a 3-year or 5-year term (locked-in; non-redeemable until maturity)
  • Deposit is RRSP and TFSA eligible
  • Each individual deposit is insured by the Financial Services Regulatory Authority of Ontario (FSRA), up to $250,000
  • No commissions or administration fees

 

Term Deposits

Designed to be a short term investment (30-364 days).

  • Competitive interest rate (fixed for term)

 

Registered Retirement Income Fund (RRIF)

Funded with your RRSP funds, an RRIF is designed to provide an income stream during retirement.
Interest accumulates tax free in the RRIF deposit until the funds are paid out.

  • Variable Rate – your investment keeps pace with current interest trends
  • Fixed Rate –your rate is guaranteed for a fixed period (1-5 year options)
  • Long Term
  • RateMaker Deposit
  • Self-Directed Plans

 

Monthly Income Certificates

Payment Options on GICs or RRIFs.

Your deposits can be fully insured* – All deposits in RRSPs, RRIFs, RDSPs, RESPs and TFSAs are 100% insured by the Financial Services Regulatory Authority of Ontario (FSRA). Other non-registered Canadian dollar deposits are insured up to $250,000 per member by FSRA. Learn more about FSRA.

Maximize your RRSP investment by contributing monthly.

With compound interest, you earn interest on your interest.

Equity can arrange to have your deposit
automatically transferred from any account.

RRSP/RRIF Transfers

Call us. We will be glad to make the transfer on your behalf .