Rates
Savings
| Daily Interest - Quarterly % Payment | 0.30% | Daily interest – Quarterly % Payment (Life Insured Savings) | 0.20% |
| Regular Savings – Semi-Annual % Paid on Monthly Balance | 0.20% | FATCAT Account – Quarterly % Payment | 0.75% |
| HEADSTART Account – Quarterly % Payment | 0.75% | TAX FREE SAVINGS ACCOUNT – DIS | 2.25% |
| US DOLLAR SAVINGS ACCOUNT – Semi-Annual % Paid | 0.10% |
| FHSA Daily Interest Account - Calculated daily and paid monthly | 2.25% | High Interest Super Savings Account (HISA) – Calculated daily and paid monthly | 2.25% |
| TSE 35 INDEX LINKED TERM DEPOSIT INVESTMENTS / TFS | CALL FOR DETAILS |
Term Deposits – $1000.00 Minimum, Interest paid on maturity
| 30-60 days | 0.75% |
| 60-89 days | 0.80% |
| Non-redeemable | |
| 90-179 days | 0.80% |
| 180-269 days | 0.80% |
| 270-364 days | 0.90% |
GICs, TFSA's and FHSA (Annual %)
| 1 year | 5.10% |
| 2 year | 4.55% |
| 3 year | 4.45% |
| 4 year | 4.30% |
| 5 year | 4.00% |
RRSP & RRIF Investments
| Variable Interest | 2.25% |
| Fixed Rate (Non-redeemable) | |
| 1 year | 5.10% |
| 2 year | 4.55% |
| 3 year | 4.45% |
| 4 year | 4.30% |
| 5 year | 4.00% |
First Mortgage Rates
| First | |
| 6 month (Closed) |
8.00% |
| 1 Year (Open) | 8.75% |
| 1 Year (Closed) | 7.50% |
| 2 Year (Closed) | 7.30% |
| 3 Year (Closed) | 7.20% |
| 4 Year (Closed) | 7.20% |
| 5 Year (Closed) | 7.25% |
| 5 Year closed variable (ECU Prime + .25%) | 7.75% |
| Convertible Variable Open Mortgage (ECU Prime + 2.25%) | 9.75% |
| Merit Line | |
| Home Equity Line Of Credit – 1st Mortgage (ECU P + .75%) | 8.25% |
| Home Equity Line Of Credit – 2nd Mortgage (ECU P + 2.00%) | 9.50% |
| CASHBACK Mortgage | |
| 4.00% CASHBACK (on mortgages starting as low as $25, 000) | 8.75% |
Personal Loan Rates
| Variable (Open) - As Low As Prime | 7.50% |
Overdraft Protection
| Variable ($3000.00 Limit Available) | 16.00% |
Equity Credit Union Prime
| Prime | 7.50% |