Service Charge Comparison

Equity CU
Others
(average of other
financial institutions)
Counter Withdrawals/Deposits
FREE
$0.75
Cheque Clearing Charge
FREE
$0.75
Electronic Debits
FREE
$1.00
Interac Withdrawals (4 free per month)
FREE
$1.75
Interac Point of Sale
FREE
$0.75
Postdated cheque
FREE
$4.00
Interim Statements
FREE
$3.50
E-transfers (outgoing)
$1.00
$1.75
Authorized Overdraft fee (monthly)
FREE
$5.00
Search of records
– Under 30 days
– Over 30 days
FREE
$20.00/hr

$50.00/hr
$75.00/hr

RRSP transfer
$75.00
$75.00
RRIF transfer
$75.00
$75.00
TFSA Transfer
$75.00
$75.00

Standard safety deposit box annual fee
– Small
– Medium

$35.00
$50.00

$40.00
$55.00

Dormant/Inactive Account Notice
$20.00
$30.00
Dishonored item (NSF)
$40.00
$42.50
Stop payments
$10.00
$15.00
US Dollar Savings Account
FREE
$1.50
Registered Plans – Withdrawls (DIS Accounts)
$20.00
$10.00
Bill Payments – Over the Counter
$2.00
$3.00
Cheque Copy Request
$10.00
$15.00
Collection Items – Per Item
$25.00
$15.00
Letter of Good Starting – Per Item
$20.00
$30.00
Bank Drafts / Primary Cheques
$5.00
$10.00
Replacement for Lost or Damaged CHIP ATM Card
$10.00
$5.00
Transfers – Telephone
$2.50
$3.00
Transfers – In Branch
$1.00
$3.00
Wires – Incoming
$25.00
$30.00
Wires – Outgoing Domestic
$25.00
$30.00
Wires – Outgoing International
$25.00
$30.00
Monthly operating costs on chequing/savings account
FREE*
Min. of $10.00
* After one year with Equity Credit Union, your saving on a chequing/savings account would be $120.

No FEE Banking JOIN TODAY!

No, this is not a mistake.
You're reading this correctly.
NO FEE banking means FREE banking.

Free NO-FEE Banking Saves You Money
It means NO FEES for debits.
NO FEES for bill payments.
NO FEES for transfers.
No monthly charges.
No minimum balances.
Everyone is treated equally at Equity.

And to make FREE even better:
NO FEE Mortgage Renewals – NO-FEE Banking means you pay nothing to renew your mortgage with Equity.